Payment Options

Interspares takes the following Payment Methods through our Secure Payment System, Payfast.


Credit & cheque cards

Credit cards are well known and a de facto online payment method the world round. We process local and international credit cards and cheque cards, with a variety of fraud protection mechanisms in place.


Instant EFT

Instant EFT enables buyers to make payments with traditional internet banking with SA’s four biggest banks. The electronic funds transfer (EFT) gets verified instantly.



mobicred is an online account that gives buyers access to credit, which they can use on PayFast.

Buyers can pay for their purchases over 12 months with interest charged is 21.0% per annum in accordance with the interest rate permissible by the National Credit Act. Read More

How it Works
The customer applies on
If approved, they are granted a credit limit, much like a credit card.
When they want to spend, they simply select Mobicred from the payment options in the checkout of their chosen store, and type in their username and password.
If the purchase is approved, they are sent a One Time Pin to their mobile, which they type in to finalise the transaction.



Bitcoin is an innovative digital payment method, performed over a peer-to-peer network. Sellers can now receive payment from buyers who hold Bitcoin. The seller receives payment in South African rand; the buyer simply transacts at the current rate of exchange.


ATM debit cards (via PayD)

PayD allows payment from debit card holders. Buyers enter their debit card and mobile phone number and then authenticate the transaction on their phone. The system works with devices on the Vodacom or MTN network and with debit cards issued by Absa, Nedbank and Standard Bank.



Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online merchants. A digital wallet makes online shopping safer and easy by storing payment information in one secure place.



With SnapScan's online checkout option, you only have to load your card details once, when you download the app. With your information already securely encrypted on your phone, you don’t need to enter them on a website again. And if you’re paying from your phone, it’s as easy as clicking a button! Read More

Download SnapScan:





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